As Pink October 2024 approaches, it is crucial for companies to consider the role that personal insurance can play in preventing and supporting breast cancer. Breast cancer remains one of the leading causes of death among women in France, with 58,000 new cases each year. For companies, this means a direct impact on the health and well-being of employees, but also on productivity and costs related to absenteeism.
Personal insurance, and in particular health coverage, can be powerful allies in preventing and managing breast cancer. Spencer Conseil offers you some key tips to optimize your insurance contracts and offer appropriate support to your employees:
Early detection: Companies offering comprehensive health coverage allow their employees to more easily access regular examinations, such as mammograms, which are essential for early detection. This screening not only reduces the severity of the necessary treatments, but also significantly increases the chances of recovery.
Access to quality care: Appropriate health coverage guarantees each employee access to quality treatments without having to worry about costs. This includes not only cancer treatment, but also follow-up care such as breast reconstruction, side effect management and psychological support.
Personalized support: Some insurance contracts offer dedicated support services for patients with serious illnesses, such as psychological support or social assistance. These services allow companies to further support their affected employees.
30% of people with breast cancer continue to work during part of their treatment, according to a study by the Ligue contre le Cancer.
The costs of absenteeism linked to serious illnesses such as cancer represent approximately 5% of the annual payroll in large French companies.
70% of employees say they would choose to stay with a company that offers better health and well-being benefits.
Faced with these figures, Spencer Conseil supports you in reviewing and optimizing your personal insurance contracts. Here are some ways to offer better coverage while controlling costs:
Analysis of employee needs: Adapting health coverage according to the specific needs of the company and its employees allows for better allocation of resources and avoids unnecessary over-coverage.
Contract negotiation: By putting insurance providers in competition, it is possible to benefit from better pricing conditions, while increasing health coverage levels for specific care such as those related to breast cancer.
Awareness and prevention: By setting up awareness campaigns within the company (such as participation in Octobre Rose), employers can encourage early screening, thereby reducing the costs related to intensive care in the long term.
Breast cancer doesn’t just affect individuals, it also affects businesses. By optimizing your personal insurance contracts and focusing on prevention, Spencer Conseil helps you provide your employees with vital support, while improving productivity and talent retention. On the occasion of Pink October 2024, it’s time to review your health insurance contracts to better protect those who need it most.
Contact Spencer Conseil to learn more about corporate health insurance optimization solutions.
